Michael J. Halprin & Associates Attorney And Counselor At LawServing Philadelphia and the Surrounding Area
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Predatory Lending

Our firm is committed to protecting borrowers, through civil suits, from predatory lending practices by unscrupulous lenders.

Predatory lending is a term commonly used to describe certain unfair and deceptive practices engaged in by unscrupulous merchants in the mortgage lending and consumer finance industries.

These merchants frequently target low income, minority and elderly consumers, who they believe have poor credit or little access to traditional lines of credit. The consumers are pressured into accepting high cost loans, usually secured by a mortgage on their home, which provide little or no financial benefit to the consumer. Consumers victimized by these practices may be entitled to relief under State and Federal law.

We can help you to determine whether you have been the victim of a predatory loan scheme and we can determine whether or not your lender has complied with all federal and state lending laws.   Our firm represents clients throughout the Philadelphia, Pennsylvania area, including Delaware, Montgomery, Bucks and Chester counties.

If you are having problems with your lender, broker or loan servicer, call us to discuss:

  • Federal Truth in Lending Act Violations (TILA & HOEPA)
  • RESPA Violations
  • Fair Debt Reporting Act
  • Reverse Mortgage
  • Elder Abuse
  • Department of Real Estate Matters
  • Loan Servicing Violations
  • Loan Accounting Matters
  • Predatory Loans.

If you are facing foreclosure on your home because of oppressive mortgage terms, insurance fees, interest rates which were changed or undisclosed prior to closing, your mortgage lender or broker may have failed to follow the Truth in Lending Act or other state and federal statutes. Countless homeowners across the country have been victimized by these fraudulent practices.

If you have received a “Notice of Default” or your home is in foreclosure, let us determine whether your foreclosure and credit problems qualify for statutory relief.

Call Us Now at 215-389-6913 for a Free, Initial Phone Consultation.

We are able to meet the needs of the Vietnamese and Spanish-speaking communities.

Featured Practice Areas:
Chapter 7 Bankruptcy Chapter 13 Bankruptcy Bankruptcy Information Predatory Lending Personal Injury Medical Malpractice

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We Put Your Interest First! Call us for a free initial consultation 215-389-6913
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