Debt Collection Lawsuit Defense
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We Protect You from Unfair Debt Collection Practices and Creditor Harassment
The Fair Debt Collection Practices Act is a law that was designed to protect you from abusive, deceptive and unfair debt collection practices. These laws protect consumers from debt collectors who engage in behavior that is abusive or harassing while attempting to collect a debt. The FDCPA provides rules for collection representatives and some lawyers in the manner in which they communicate, both verbally and orally. Collectors in violation of this law face harsh fines and if they have damaged your reputation, you may be entitled to compensation.
If you think you are a victim of unfair debt collection, our lawyers offer a free initial consultation with our Philadelphia Attorneys to evaluate your case.
Abusive Practices by Debt Collectors
Outstanding debt can create a great deal of anxiety and uncertainty, leaving many individuals feeling helpless in getting their debt under control. There are many debt collection practices that are unfair. In particular, many consumers have problems with debt buyers. Debt buyers are companies that buy debt from other companies and then try to collect those debts from consumers.
Some of the most common violations of the FDCPA include:
- Collectors asking you to pay more than the amount you owe.
- Contacting you at your place of employment when they have been informed that your employer does not approve of these calls.
- Using obscene, profane, abusive, or threatening language.
- Calls that are repeated or continuous, or calls before 8:00 am or after 9:00 pm.
- Calling at times the collector knew or should know are inconvenient.
- Collectors that threaten action they cannot or will not take. This action can include: legal action, wage garnishment, or job loss.
What Can I Do if I Receive a Letter From a Debt Collector?
Many debt collection letters are in violation of the Fair Debt Collection Practices Act. Some of these violations are very technical. If you receive a collection letter from a debt collector or collection lawyer, our lawyers will examine the letter at no charge. If it is in violation of the Fair Debt Collection Practices Act, our lawyers may sue the debt collector and recover damages for you.
As the consumer, you can recover actual damages, up to $1,000 in statutory damages, plus attorney fees and court costs. If we are successful in recovering damages for you, the bill collector will pay your legal fees.
Free Consultation with a Philadelphia Pennsylvania Lawyer
If these scenarios sound familiar or you feel that you have been harassed by a debt collector, there is action that you can take. The (FDCPA) provides protection for individuals that are being harassed by collectors. At HalprinLaw we have attorneys skilled in handling consumer harassment that will act as an advocate on your behalf.
Some lawyers are all about the law. At HalprinLaw, its people that matter. Help is only a phone call away! Call: 215-475-5219 or toll free 1-866-86-HALPRIN or contact our Philadelphia Pennsylvania Attorneys via email at for a free consultation about your debt collection and creditor harassment problems.
Call Us Now at 215-475-5219 for a Free, initial Phone Consultation.
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