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For more information on your unique situation, please call us for a free consultation at 215-389-6913 or 1-866-86-HALPRIN. HalprinLaw attorneys value each and every client.

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Chapter 13 Bankruptcy

Declaring Chapter 13 bankruptcy can be a wise decision for your financial situation and help if you are behind on your mortgage payments or have assets that you could lose by filing Chapter 7 bankruptcy. Often times, you can protect your property and obtain debt relief by filing Chapter 13 bankruptcy.

Chapter 13 is a repayment plan. It is a federal law designed to help single and married individuals (including business owners) repay a portion of their debts with dignity and peace of mind. A plan for debt repayment is created by one of our Halprin Law attorneys and you, and then approved by the U.S. Bankruptcy Court. Upon successful completion of the plan, the bankruptcy is discharged.

A Chapter 13 bankruptcy filing may:

  • Allow you to stop a mortgage foreclosure on and Sheriff's Sale of your home.
  • Give you up to five years to catch up on mortgage and real estate tax payments.
  • Allow you up to five years to pay off the lesser of the value of your vehicle or the actual amount owed on your vehicle. It may also reduce the interest rate you are paying.
  • Stop the repossession of your vehicle.
  • Stop the IRS from garnishing your wages and eliminate penalties and additional interest.
  • Allow for the repayment of child support arrearages (excluding interest).
  • Eliminate credit card and other unsecured debts with no or greatly reduced payments.

With a combined 36+ years of experience in Chapter 13 bankruptcy petition fillings, HalprinLaw attorneys have an unmatched understanding of the nuances and requirements for effectively helping our clients re-structure their debt and financial obligations.

For more information on your unique situation, call us for a FREE CONSULTATION at 215-389-6913 or 1-866-86-HALPRIN or via email at .

HalprinLaw attorneys value each and every client.

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