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For more information on your unique situation, please call us for a free consultation at 215-389-6913 or 1-866-86-HALPRIN. HalprinLaw attorneys value each and every client.

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Debt Collection Lawsuit Defense

We Protect You from Unfair Debt Collection Practices and Creditor Harassment

The Fair Debt Collection Practices Act ("FDCPA") is a federal law that was designed to protect you from abusive, deceptive and unfair debt collection practices. These laws protect consumers from debt collectors who engage in behavior that is abusive or harassing while attempting to collect a debt.

The FDCPA provides rules for collection representatives and some lawyers in the manner in which they communicate, both verbally and orally, with debtors. Collectors in violation of the FDCPA may face harsh fines. If they have damaged your reputation, you may be entitled to compensation.

Abusive Debt Collectors Practices

Outstanding debt can create significant anxiety and uncertainty, leaving many individuals feeling helpless to regain control of their finances. There are many unfair debt collection practices. In particular, many consumers have problems with debt buyers. Debt buyers are companies which purchase debt from other companies and then try to collect those debts from consumers.

Common Violations of the FDCPA include:

  • Collectors asking you to pay more than the amount you owe.
  • Contacting you at your place of employment when they have been informed¬† your employer disapproves of these calls.
  • Using obscene, profane, abusive, or threatening language.
  • Calls that are repeated, continuous, before 8:00 am or after 9:00 pm.
  • Collectors who threaten action they cannot or will not take. This action can include legal action, wage garnishment, or job loss.

What To Do if You Receive a Debt Collection Letter

Many debt collection letters are in violation of the Fair Debt Collection Practices Act. Some of these violations are very technical. If you receive a collection letter from a debt collector or collection lawyer, HalprinLaw attorneys will examine the letter at no cost to you. If it is in violation of the Fair Debt Collection Practices Act, our lawyers may pursue the debt collector and recover damages for you. As the consumer, you may recover statutory damages up to $1,000, in addition to actual damages, attorneys' fees and court costs. If we are successful in recovering damages for you, the bill collector will be responsible for your legal fees.

If you think you are a victim of unfair debt collection practices or feel you have been harassed by a debt collector, HalprinLaw attorneys will gladly evaluate your case for cause. We have been handling consumer harassment for more than 20 years and will act as an advocate on your behalf.

"I cannot thank Michael and the staff at HalprinLaw enough for all the hard work you did in defending my lawsuit. You are one of the most considerate, understanding people I have met. Your knowledge of the law is impressive. I could not have asked for better attention to the details of my case and in the end you saved me a ton of money! I will happily refer you to anyone that needs a great attorney!"

Weeder K. Philadelphia, PA

For more information on your unique situation, call us for a FREE CONSULTATION at 215-389-6913 or 1-866-86-HALPRIN or via email at .

HalprinLaw attorneys value each and every client.

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